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Posted on 03-16-2012

Tucker_Xmas_1.jpgMost of us would do anything to save our pets and by having pet insurance you can do just that! Pet insurance is a means to afford both routine preventative care as well as unforeseen emergencies and/or chronic diseases. Especially with our pets living longer there is a greater chance for developing a condition where insurance would be of benefit. Pet insurance will ensure owners can continue with all of their veterinarian's recommendations to keep their pet well.

Pet insurance is somewhat similar to human health insurance. Owners can choose from different coverage options and pay deductibles as well as premiums. Owners can usually choose to pay an inclusive premium that pays for everything from routine check-ups and vaccinations to accidents and chronic illness. Owners may also choose a lower cost policy for major treatments or emergencies. Some plans place limits on annual, per-incident, or per-illness cost. Many plans consider geographic location, age, species, breed, and pre-existing conditions of your pet. Most policies require the owner to pay their veterinarian at the time of the visit and then submit a claim with an itemized receipt to the insurance company for reimbursement.

There are many companies that offer a diverse range of coverage such as VPI, Petplan, and Trupanion, to name a few. As a result, pet owners should not just pick the first pet insurance company they find, but should compare different companies to find which one is best for themselves and their pets. Also, consulting with Eagle Animal Hospital's veterinary staff can help owners make the best decision.

For further questions on pet insurance, please contact our office at 610-458-8789 We serve Chester Spring, Downingtown, Exton, Phoenixville, and Glenmoore.

Written by Alyson Kelly, veterinary technician

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